Lending Solutions
for Doctors & Specialists
Tailored Home & Investment Loans for You
At Healthcare Home Loans, we specialise in exclusive lending solutions for doctors, specialists, and medical professionals. Whether you're buying your first home, investing, or refinancing, we offer tailored loan options with competitive rates, higher borrowing power, and waived fees.

Empowering Doctors & Specialists with Exclusive Lending Benefits

Lower deposits starting at 5%

Waived Lenders Mortgage Insurance (LMI) up to 95% LVR

Flexible loan options for private practice, hospital shifts & locum work
Work smarter, not harder
—let us unlock exclusive mortgage benefits for you.
Why Doctors & Specialists Choose Us
Higher Borrowing Power
Get approved for larger loans with flexible lending criteria.
VIP Fast-Track Approvals
Priority processing through our platinum broker status.
End-to-End Premium Service
From initial consultation to settlement, we handle the entire process for you.
100% Free Service
Our expert mortgage advice comes at no cost to you.





Where Do We Come In?



FAQ about Home Loans for Doctors
Who qualifies for a home loan for doctors?
Got more questions? Our team is here to help
Doctors, surgeons, specialists, interns, and even some medical professionals in training may qualify for these specialised loans. Eligibility depends on the lender's criteria, but our team can help determine your options.
Do I need to pay Lenders Mortgage Insurance (LMI)?
One of the key benefits of doctor mortgage loans is the potential to have LMI waived, even if your deposit is less than 20%. This can save you thousands of dollars.


Eligibility Criteria for Doctor Loans
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Anaesthetist
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Cardiologist
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Consultant Physician
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Dermatologist
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Emergency Physician
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Endocrinologist
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Gastroenterologist
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General Medicine Specialist
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General Practitioner (GP)
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Geriatrician
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Haematologist
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Infectious Disease Specialist
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Intensive Care Specialist
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​Intern / Resident Medical Officer
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Medical Oncologist
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Medical Registrar (in recognised specialist training)
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Nephrologist
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Neurologist
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Obstetrician & Gynaecologist
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Occupational & Environmental Physician
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Ophthalmologist
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Paediatrician
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Pathologist
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Psychiatrist
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Public Health Physician
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​Radiologist
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Rehabilitation Physician
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Rheumatologist
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Sports Medicine Physician
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Surgeon, including:
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Cardiothoracic Surgeon
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General Surgeon
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Neurosurgeon
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Orthopaedic Surgeon
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Plastic & Reconstructive Surgeon
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Vascular Surgeon
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Urologist