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Exclusive Home Loan Benefits for Healthcare Workers - What Banks Don’t Advertise

Healthcare Home Loans


As a dedicated healthcare professional, your focus is always on supporting others—but when it comes to getting the best loan, you deserve support too. 


Many in the healthcare sector (87%) remain unaware of the exclusive lending benefits available to them because banks often don’t advertise them. 


That’s why we hosted a live webinar at Australian Healthcare Week 2025 to uncover these hidden advantages and help you make more informed financial decisions.


If you missed it, don’t worry! We’ve put together the key insights, along with a video replay and downloadable presentation to help you make smarter decisions! 


🌟 Watch the full webinar on our YouTube channel

🌟 Download the presentation slides


 

Unlocking Hidden Home Loan Perks

Healthcare professionals, including doctors, nurses, midwives, and allied health workers, may qualify for unique lending advantages:

  • Waived Lenders Mortgage Insurance (LMI) Fees: Typically, borrowers with less than a 20% deposit are required to pay LMI. However, certain lenders offer waivers for healthcare professionals, helping reduce significant upfront costs.

  • Lower Interest Rates: Some financial institutions provide reduced interest rates exclusively for those in the healthcare industry, leading to significant savings over the life of the loan.​ 

  • Favourable Loan Terms: Enhanced loan terms, such as higher borrowing capacities and flexible repayment options, are often available to healthcare workers.



First Home Buyer Success Story 

Darren & Cindy were ready to buy their first home with a 5% deposit—but high interest rates and LMI costs stood in their way.


Here’s what we secured for them:

  • LMI savings of $44,217.10—completely avoided upfront costs

  • Secured a lower interest rate of 5.98% instead of the usual 7%

  • Reduced monthly repayments from $8,532.50 to $7,672.75

  • Monthly savings of $859.75—that’s $10,317 a year!


By leveraging their healthcare profession, we helped them move into their dream home—sooner and smarter.


Watch the full story on YouTube for all the details and how you can save too! 


 

Secure Your Financial Future

Understanding and accessing these often-unadvertised benefits can make a meaningful difference to your financial journey.


Whether you're buying your first home, refinancing, or investing, exploring options tailored to your healthcare career is essential.


Book a free 15-minute consultation with our expert brokers today and discover how we can help you make the most of your home loan opportunities.



 
 
 

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Wealthi Money PTY Limited trading as Healthcare Home Loans PTY LTD ABN 27 656 632 969. Credit Representative Number 543542 is authorised under Australian Credit License Number 389328. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. CONTACT DISCLAIMER: The privacy of your personal information is important to us. By providing your personal information to Healthcare Home Loans you consent to be contacted by a representative of Healthcare Home Loans from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For more information, please refer to our Privacy Policy.

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