Why This Matters
Financial stress among healthcare workers is a growing concern, affecting job performance, mental health, and overall wellbeing.
Many professionals are overpaying on their loans or missing out on exclusive financial benefits designed specifically for them.
52% of Australian healthcare workers report significant financial stress. (Black Dog Institute)
84% of healthcare professionals reported burnout, with financial strain being a key factor. (Mental Health Australia)
40% of Australian homeowners spend more than 30% of their income on mortgage repayments, with nearly 1 in 4 spending over half. (7News)
Key Insights & Savings Opportunities
Despite their earning potential, many healthcare workers are missing out on financial benefits that could save them thousands:
1 in 3 mortgage holders haven’t reviewed their loan in over two years, despite rising interest rates. (AFG Mortgage Index)
Eligible healthcare workers can access 95% home loans with no LMI, saving up to $80,000 on upfront costs.
Exclusive interest rate discounts are available for healthcare professionals, including doctors, nurses, midwives, paramedics, allied health workers, and aged care professionals—yet many don’t take advantage of them.
By simply reviewing their options, healthcare professionals could unlock significant savings and reduce financial stress.
How Financial Stress Impacts Healthcare Organisations
Burnout & Absenteeism: Financial stress contributes to fatigue, impacting patient care and increasing absenteeism.
Retention Challenges: Staff under financial strain are more likely to seek higher-paying roles elsewhere.
Workplace Wellbeing: Organisations that support staff financially see higher morale, engagement, and retention rates.
What Healthcare Employers Can Do
Raise Awareness: Many staff don’t know they qualify for better loan rates or exclusive benefits.
Provide Access to Experts: Partnering with specialists ensures staff receive tailored, no-obligation financial guidance.
Promote Financial Wellbeing Initiatives: Webinars, one-on-one consultations, and internal education can make a real difference.
Supporting Your Team
At Healthcare Home Loans, we are working with both public and private hospitals across Australia, providing free financial education and loan guidance to healthcare professionals.
Our goal is to empower staff with financial solutions that reduce stress and improve workplace wellbeing.
If you’d like to explore how we can support your team, let’s have a quick chat.
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